Holding Cost Calculator
Calculate the monthly carrying costs for your flip or investment property. Every month you hold a property costs money - make sure you account for loan interest, taxes, insurance, utilities, and maintenance.
Loan Details
Monthly Carrying Costs
Holding Period
Holding Cost Summary
Monthly Breakdown
Holding Time Impact
Factor Into Your Flip Profit
Every month you hold eats into your profit. See how holding costs impact your bottom line with our full calculator.
Calculate Flip ProfitFrequently Asked Questions
What are holding costs in real estate?▼
Holding costs are the monthly expenses you incur while owning an investment property. They include loan payments, property taxes, insurance, utilities, HOA fees, and maintenance.
How do holding costs impact flip profits?▼
Every month you hold a flip costs money. A typical flip might have $2,000-$4,000/month in holding costs. A 2-month delay can eat $4,000-$8,000 of your profit.
How can I minimize holding costs?▼
Speed is key: have contractors lined up before closing, get permits early, and list as soon as renovation is complete. Also consider interest-only loans and higher deductibles on insurance.